Your Health Care Advocates of Indiana, Ltd. membership entitles you to a number of great Basic Benefits*! (Please note that all of these benefits begin the day your membership is paid. We can also help you with unresolved claim issues incurred prior to your joining Health Care Advocates for additional fees.)

We offer skilled assistance in finding health care providers and resources. We can assist you in:

• Locating health care facilities and medical resources.
• Finding information that's easy to understand about a condition or illness, enabling you to make informed decisions about care.
• Identifying support groups that may be helpful to you.
• Comparing prices and options for medical insurance plans, Medicare supplemental plans, and prescription plans.

When the bills start coming in, we can help you:

• Figure out what your insurance covers and doesn't cover.
• Sort through the medical bills.
• Resolve insurance claims disputes.
• Negotiate for services that are not covered by your insurance or for services that are provided by out-of-network providers.
• Locate cost-effective sources for purchasing prescriptions.
• Review medical bills to make sure you were billed only for the services you actually received.
• Review insurance payments made to health care providers

And if you receive a claims denial or feel your claim was underpaid, we can assist you in making sure the claims were submitted properly. We work for you, our client.

*Basic Benefits are available for your annual membership fee. Other services are available for additional fees.